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Withdrawal policy

Life-Coaching-Finance, Jürgen A. Kettner e.K., 78052 Villingen-Schwenningen, Germany

1. Consumers, i.e. any natural person who enters into a legal transaction for purposes that are predominantly attributable neither to their commercial nor to their independent professional activity (§ 13 BGB), have a 14-day right of withdrawal when concluding a distance contract. A distance contract exists if the contract is concluded exclusively by means of distance communication — in particular by letter, telephone, email, fax or via the internet (e.g. online shop or app).

No right of withdrawal for precious metals!

Please note: Please observe Section 2 below, which provides for a statutory exclusion of the right of withdrawal for the purchase of precious metals.

We inform you about the statutory right of withdrawal in accordance with the statutory provisions as follows:

– Withdrawal Policy –

Right of withdrawal

Subject to the exclusions stated above, you have the right to withdraw from the contract within fourteen days without giving any reason. The withdrawal period is fourteen days from the day

- on which you or a third party named by you, who is not the carrier, took possession of the goods, provided that you ordered one or more goods as part of a single order and these are delivered in a single delivery;

- on which you or a third party designated by you, who is not the carrier, took possession of the last item, provided you ordered several goods as part of a single order and these are delivered separately;

- on which you or a third party designated by you, who is not the carrier, took possession of the last partial shipment or the last piece, provided you ordered a product that is delivered in several partial shipments or pieces;

To exercise your right of withdrawal, you must inform us (Life-Coaching-Finance, Jürgen A. Kettner, Customer Service Department, Schönbühlstr. 9, 78052 Villingen-Schwenningen, telephone number: 07930-2699, email address: service@kettner-edelmetalle.de) of your decision to withdraw from the contract by means of a clear declaration (e.g. a letter sent by post or an email). You may use the model withdrawal form below for this purpose, although this is not mandatory. You can also exercise your right of withdrawal online via the online shop through which you concluded the contract (https://www.kettner-edelmetalle.de), or via the Kettner-Edelmetalle app through which you concluded the contract. If you use this online function, we will send you confirmation of receipt on a durable medium (e.g. by email) without delay, including information on the content of the withdrawal declaration as well as the date and time of its receipt.

To meet the withdrawal deadline, it is sufficient that you send your notification of exercising the right of withdrawal before the withdrawal period has expired.

Consequences of withdrawal

If you withdraw from this contract, we shall reimburse to you all payments received from you, including the costs of delivery (with the exception of the supplementary costs resulting from your choice of a type of delivery other than the least expensive type of standard delivery offered by us), without undue delay and in any event not later than fourteen days from the day on which we received notification of your withdrawal from the contract. We will carry out such reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.

We may refuse the reimbursement until we have received the goods back or until you have provided evidence that you have returned the goods, whichever is the earlier.

You shall send back the goods without undue delay and in any event not later than fourteen days from the day on which you communicate your withdrawal from this contract to us, to us (Life-Coaching-Finance, Jürgen A. Kettner, Schönbühlstr. 9, 78052 Villingen-Schwenningen) . The deadline is met if you send the goods back before the period of fourteen days has expired.

You bear the direct costs of returning the goods.

You only have to pay for any loss in value of the goods if this loss in value is due to handling that was not necessary for examining the condition, properties and functioning of the goods.

– End of the Withdrawal Policy –

We inform you about the model withdrawal form in accordance with the statutory provisions as follows:

– Model Withdrawal Form –

(If you wish to withdraw from the contract, please complete this form and send it back to us.)

- To Life-Coaching-Finance, Jürgen A. Kettner, Customer Service Department
Schönbühlstr. 9, 78052 Villingen-Schwenningen, Germany,
Telephone number: 07930-2699, email address: service@kettner-edelmetalle.de

- I/we (*) hereby withdraw from the contract concluded by me/us (*) for the purchase of the following goods (*)/
the provision of the following service (*)

- Ordered on (*)/ received on (*)

- Name of the consumer(s)

- Address of the consumer(s)

- Signature of the consumer(s) (only for notification on paper)

- Date

(*) Delete as appropriate

– End of the Model Withdrawal Form –

Exclusion of the right of withdrawal:

2. However, pursuant to § 312g (2) No. 8 BGB, consumers have no right of withdrawal in the case of distance contracts for the delivery of goods whose price depends on fluctuations on the financial market over which the entrepreneur (here: Kettner-Edelmetalle) has no influence and which may occur within the withdrawal period. This applies in particular to trading in precious metals. The right of withdrawal therefore does not exist for the purchase of precious metals.

Questions about the right of withdrawal?

Our customer service team is happy to assist you and answer all your questions.

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