200,000 
30 years 
Secure 
Real value.Real security.
The precious metals savings plan by Kettner. Physical gold & silver, regularly delivered directly to your home. No certificates. No paper gold.
Fixed amount savings plan
From 50 € per month. We select the optimal products for you.
Product savings plan
Choose your favourite coins and bars — delivered in full with every execution.
In 3 steps
Wealth building made simple
No complicated account opening, no stock market knowledge needed. Start in just a few minutes.
Configure your savings plan
Choose between fixed-amount and product savings plans. Set the amount, interval and precious metal preferences.
Invest automatically
Your savings plan is executed on time. By bank transfer or SEPA direct debit — fully automated.
Physical delivery
Your precious metals are insured and delivered discreetly directly to your home. 100% in your possession.
Two savings plans. One goal.
Whether you choose a fixed savings amount or select your own products — both paths lead to real, physically tangible precious metals in your possession. You decide which approach best fits your savings strategy.
Fixed amount savings plan
You set the amount — we take care of the rest.
If the price falls, you get more precious metal. If it rises, you get less — but your budget remains predictable.
We select the optimal gold/silver combination.
In the long term, you benefit from price fluctuations.
Set up once, we take care of the rest.
Perfect for you if...
you want to save predictably and not worry about product selection or prices.
Product savings plan
You choose the products — we always deliver in full.
With every savings plan execution you immediately receive all selected products — the price adjusts to the current market rate.
You decide exactly which coins and bars.
Complete series or collect favourites.
Mix as many products as you like in one savings plan.
Perfect for you if...
you know exactly which coins or bars you want to receive regularly.
Both savings plans offer
Not sure? Many customers use both savings plans at the same time — for maximum flexibility.
Fixed amount savings plan
You set the amount. We select the optimal combination of gold, silver and more. Physically delivered — directly to your home.
Simple & flexible
From 50 € per month. Interval and amount can be adjusted at any time.
Physical delivery
Real precious metals — no certificates or fractional ownership.
Optimal diversification
Automatically the best combination of gold and silver.
Transparent & fair
No hidden fees. Free, insured shipping.
1/10oz Krugerrand
100g silver bar
1oz Maple Leaf silver
1g gold bar
Choose savings amount
From 50 € — you decide the amount and interval.
Select precious metals
Gold, silver or an optimal mix.
Receive delivery
Insured and discreetly delivered to your home.
Product savings plan: your favourite products, always in full
Choose your preferred coins and bars — every execution delivers all your products in full.
Delivered in full every time
With every savings plan execution you receive your complete product selection delivered directly.
Your favourite products
Over 50 coins and bars to choose from — from Krugerrand to Maple Leaf.
Maximum flexibility
Custom quantities, intervals and any product combinations.
Popular savings plan products
Over 50 products to choose from. These are chosen particularly often:
It is that simple:
- 1Choose your desired products from our range
- 2Determine quantity and savings interval
- 3Sit back — we take care of the rest
Tip: Combine as many products as you like or create multiple savings plans.
No minimum term — adjustable at any time
Precious metals savings plan calculator
What if you had started X years ago? Simulation with real historical price data.
Simulation based on real historical precious metal prices. Past performance is no indicator of future results.
Real value instead of paper gold
Physical precious metals in your possession — no certificates, no fractional ownership.
Bank certificates
Digital onlySecurities without physical equivalent
- Only digital claim without real assets
- Dependent on banks and stock exchanges
- No physical delivery possible
- Custody fees
Kettner savings plans
100% real precious metals
- Guaranteed physical delivery
- Free, insured shipping
- Real value in your possession
- No base fees
- Over 50 products to choose from
Fractional ownership
ExternalThird-party storage + ongoing fees
- High additional costs upon delivery
- Dependent on the storage company
- Only fractional ownership
- Ongoing storage fees 0.1–1% p.a.
Wealth building compared
Kettner Savings Plan
Savings account
ETF
Real estate
What our customers say
Over 200,000 satisfied customers have trusted Kettner Bullion for more than 12 years.
"I have been a Kettner savings plan customer from the very beginning. Deliveries are always reliable and discreet. I use both the fixed-amount and the product savings plan."
Customer since 2020
"In a world where the financial system is becoming increasingly unstable, physical precious metals are the only true protection. Kettner Bullion offers exactly that — transparent and reliable."
I save 200 € every month in gold and silver for my children. I particularly appreciate the transparency of the savings plan.
The product savings plan allows me to specifically build my Maple Leaf collection. First-class quality.
Systematic wealth building outside the banking system. Exactly what I was looking for.
The personal advice and smooth process convinced me. Physical delivery is top notch.
After years of investment experience: the transparency and security at Kettner is unmatched.
Perfect for working professionals. I don't have to worry about anything and still build up real value.
"With our savings plans we enable systematic accumulation of real value — transparent, flexible and 100% physical."
Frequently asked questions
Everything you need to know about our precious metal savings plans.
No — and that is exactly our advantage. With many other providers you have to save for months for a single product until the purchase price is reached. With us, you receive all selected products in full immediately with every savings plan execution. The amount per execution adjusts to the current precious metal price.
Your precious metals are delivered discreetly and fully insured directly to your home. You decide the delivery interval yourself. Shipping is free for deliveries from 250 € upwards; smaller deliveries incur our standard shipping fees.
With the fixed amount savings plan you set a fixed monthly amount and we select the right products for you. With the product savings plan you choose the desired coins and bars yourself — the amount per execution varies with the price, but you always receive exactly your desired products.
With the fixed amount savings plan you benefit from the cost average effect: at low prices you receive more precious metals, at high prices less. With the product savings plan you always receive your selected products — only the purchase price varies according to the current rate.
Yes! You can adjust the savings rate, change the interval or pause at any time. No minimum term, no notice periods.
Every delivery is 100% insured. Shipping is discreet. For higher values, delivery is carried out by specialised secure transport companies.
No hidden costs: you only pay the product price. Shipping including insurance is free for deliveries from 250 € upwards; below that our standard shipping fees apply. There are no custody or administration fees.
We source exclusively directly from renowned mints. Every product undergoes our quality control. For bars you receive a certificate of authenticity.
Yes, you can create as many savings plans as you like — also for children or other family members. Ideal for long-term wealth building.
You can start from 50 € per month. There are no upper limits. The delivery interval is individually adjusted.
In the event of inheritance, neither the savings plan nor the precious metals already acquired are lost — all assets are fully transferred to the estate and passed on to the rightful heirs. After presenting the appropriate documentation (e.g. certificate of inheritance), the heirs can have the precious metals delivered or continue the savings plan if desired. Our customer service team is happy to guide the heirs through the entire process at any time.
Start your wealth building
Physical precious metals. Delivered directly to your home. No minimum term.
Personal advice on 07930-2699| Mon–Fri 8am–8pm